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Broadly speaking – from lowest to highest risk – I present some investment possibilities that the average citizen has to invest in Bank deposits Very low risk. Very low profitability, in recent years almost zero. Close to . Investment funds Another possibility to invest without risk in are investment funds. There are different risk levels, a conservative one could rent around . Medium risk, you will hardly lose your capital but profits are not assured , there could even be some loss. the real estate market can rise or fall over time.
I consider it to be low-medium risk, since in the long term it usually ID Number List accompanies general inflation and therefore is an interesting way to conserve capital . If we also rent it to obtain a return, it is usually around per year . We have a variety to choose from apartments in large cities, local properties or vacation rental chalets. It is especially important to evaluate the tax burdens since they are different depending on the type of property and the autonomous community. was a year of interesting post-pandemic real estate opportunities .
The number of restaurants and businesses in general that have closed their doors has been enormous, therefore, the possibility that prices have dropped is greater than in other years. Actions We remain at a moderate risk level. Stocks also usually serve to preserve value, as they accompany the economy, but in an atypical year, like , important movements can and have occurred, both downwards and upwards. Depending on how we choose the asset and the moment, we may give ourselves a good scare.
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